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What You Need To Get Approved

3 Easy Ways To Begin Your Application:

  1. Online: Get Approved Now!
  2. Phone: Call 800-600-7013 to speak with a live agent (during business hours).
  3. In-person: Visit your local CarHop. Find your store.

Find Your Store

Fast Approval

For over 25 years, CarHop has helped people afford a reliable vehicle that fits their budget.

CarHop Finance is one of the fastest-growing automobile finance companies in the country devoted to helping good people with bad or no credit get affordable financing. CarHop Finance works exclusively with CarHop Auto Sales to help finance thousands of people who may otherwise not be able to afford to buy a dependable vehicle with low payments and free warranties.

We pride ourselves on saying “yes” when other financing companies say “no”. Throughout the life of the financing agreement, we work hard to treat our customers with honesty, dignity and respect.

If you would like to apply for financing through CarHop Finance, talk to a CarHop dealer in your area or click here to fill out a fast approval form.

If you already have a CarHop Finance contract, to contact your account representative, please call 1-800-414-2622 or click here to go to CarHop Finance. Remember, we are here to help, so call if you have questions or concerns.

CarHop has its own dedicated finance company so the approval process is faster and easier than going through multiple banks or credit unions.

Here is how CarHop’s approval is so fast and easy:

  1. Provide your contact information (name, address, phone, email, etc.)
  2. Tell us about yourself and provide a few documents:
    1. Driver’s License or Government-issued
    2. Proof of income (paycheck, social security, other government aid, etc.)
    3. Down payment or trade title
  3. CarHop Finance will provide you same day approval status.
  4. Our goal is help you get approved and driving the same day in an outstanding vehicle that fits your needs and your budget.


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