Improve My Credit Score Seattle

December 12th, 2023 by

Here are some tips to help amp up your credit score, straight from the Federal Reserve Bank of Philadelphia:

  1. Pay On Time: Don’t be fashionably late with payments. Set up auto-pay or use online tools to keep those bills in check.
  2. Keep the Conversation Going: If you’re in a pickle, chat up your bank before things get messy. They might have some tricks up their sleeve to help you out.
  3. Be Smart with Big Buys: When splurging on things like cars or houses, stick with trustworthy sources and pay on time to keep your credit looking sharp. CarHop has a great selection of pre-owned Cars, Trucks and SUVs to keep you within your budget.
  4. Don’t Go Overboard: Keep your credit usage below 30% of what you’ve got available. And try to pay off those credit card bills before they get out of hand.
  5. Hang On to Those Cards: Keep your credit cards open to beef up your credit history. But if you can’t trust yourself with ’em, give ’em a snip – just don’t close the account.
  6. Cash in on Cashback: Use those cashback rewards wisely to knock down your credit card balances and save yourself some dough.
  7. Stick with What You’ve Got: Instead of adding more plastic to your wallet, bump up your credit limits on the cards you already have.
  8. Keep an Eye Out: Regularly check your credit reports for any slip-ups and fix ’em pronto.
  9. Pay Attention to the Little Guys: Remember, it’s not just your credit card bills that matter. Paying your rent and other bills on time can give your credit score a boost too.

Stop by 8821 Evergreen Way, Everett, WA 98208, USA or call +1 425-348-9100 to kickstart your credit today. We’d love to hear from you!

Posted in Seattle