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St. Cloud

CarHop Auto Sales & Finance - St. Cloud, MN
2225 Roosevelt Road
St. Cloud, Minnesota 56301

Phone: 320-529-0111

used cars for low down payment at Carhop St. Cloud, MN


 Don’t let bad credit or no credit be a delay!  Buy a used car today!

If you live in the St. Cloud, Minnesota area and have been turned down for a car loan in the past, don't worry - CarHop can help, even if you have bad credit!

CarHop is one of the largest on the spot financing car dealers in the country for people with bad credit or no credit. Nobody works harder to get you approved for a second hand car, van or SUV!®




  • Monday-Thursday 10am-7pm

  • Friday 10am-6pm

  • Saturday 10am-5pm

View CarHop of St. Cloud in a larger map



Waiting for Metro Transit in the cold Minnesota winters or the hot humid summers can be a real drag. That’s why at CarHop we offer easy, affordable payment options on auto loans so you can find the right used car within your budget. We're your one stop shop for cheap used cars.

Whether you’re catching a game at Husky Stadium, taking the family for a relaxing day in Wilson Park or picking up a few things at Crossroads Center, we know having a car is important, so come into CarHop St. Cloud today to find your perfect ride!



LANDMARK: Located on the frontage road right off of 22nd and Roosevelt Rd next to Shooter's Saloon & Eatery.

FROM HWY 1-94W/MINNEAPOLIS: Take exit 171 for County Road 75 toward St Augusta/St Cloud.


FROM COUNTY ROAD 7: Turn left on Roosevelt Rd. Turn right onto the frontage road right off of 22nd and Roosevelt Rd. CarHop will be on the right side of the road.

FROM HWY I-94E: Take exit 171. Turn right on Roosevelt. Turn right onto the frontage road right off of 22nd and Roosevelt Rd. CarHop will be on the right side of the road.

METRO BUS ROUTE: Take University bus route 11 to 11th Ave and 22nd St. S (route 75 transfer point). Turn right, walk to the end of the block, cross at the intersection and CarHop will be next to Shooter's Saloon and Eatery.



Click to learn more about bad credit car loans or buying a used car in the St. Cloud area.


Looking for another CarHop location in the greater Minneapolis-St.Paul metro area? Visit our Blaine, Burnsville, Crystal, Inver Grove Heights, Maplewood and Richfield locations anytime and receive the same great service.


Some of the communities our St. Cloud store serves include Albany, Annandale, Avon, Clear Lake, Clearwater, Cold Spring, Collegeville, Kimball, Rice, Richmond, Rockville, Roscoe, Saint August, Saint Joseph, Sartell, Sauk Rapids, Silver Creek, St. Joseph, and Watkins. 

CarHop Reviews for St. Cloud

Five Stars

Going with Carhop has been a great experience. My credit score has gone from 0 to 698 in under two years! Now I have my second vehicle through carhop and I'm more than happy with it. Thank you Trevor and Nick for being so great!
Dawn K.; St. Cloud, MN
February 28, 2015

Four Stars

I really appreciated Nick's help today. I liked that he was understanding the situation of my old car not being drivable anymore and that he wanted to make sure that I was in good hands. I do like my new car and the fact that if something goes wrong with it he will be able to help me out. Thank you Carhop
Cheyanne J.; St. Cloud, MN
February 9, 2015

Five Stars

Nick was a great worker and a huge help in getting us a car to drive home with. Thank you Nick and carhop for for giving us away to work, church, and home. Love the car and the payments are affordable thanks again.
jeannette H.; St. Cloud, MN
January 19, 2015

Four Stars

They offered me a reliable vehicle to drive off the lot with the same day as well as a means of a way to help build my credit
Tammy T.; St. Cloud, MN
January 12, 2015

Five Stars

We were in need of a reliable vehicle. Carhop was able to work with us on getting us a car. They were very friendly and helpful. We had excellent service through them.
Brandon G.; St. Cloud, MN
January 12, 2015
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