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Bad Credit Car Loans - Des Moines, IA



Bad Credit Auto Financing for the Greater Des Moines, Iowa Area

Is your bad credit keeping you from buying a car? At CarHop, we finance car purchases for people with bad credit all across Iowa. Since 2005, our Des Moines dealership has approved thousands of Iowans with bad credit and our Des Moines manager, Randy, would love to help you too! Our approval process is quick, making car shopping easy even for those who may have bad or no credit at all.

If your auto financing application has been rejected due to bad credit, CarHop in Des Moines can help! Visit CarHop near the Family Dollar and the Hawkeye Motel and apply for on-the-spot financing on a huge selection of used cars in your neighborhood!

Click here to shop used car inventory

Improving your credit isn’t easy, but it is possible. Here at CarHop in Des Moines, we have helped many customers in the Iowa area get into an affordable vehicle, giving them an opportunity to improve their credit.

CarHop is a great option if you need a car but have bad credit - especially if you’ve been rejected by a dealership or bank in the Des Moines area. At CarHop, you won’t need to search for a lender willing to make a car loan for you. Unlike other dealers, we don't hand off your credit application to a bank. We avoid the hassle and work with our exclusive financing company to help get you approved and driving. CarHop offers buy here, pay here financing so you don’t have to deal with high-end dealership financing. Buy here, pay here financing - also called “on the spot financing” – is a fast and easy way to get you driving. Plus, making regular payments until your car is paid off can help improve your credit.* CarHop in Des Moines is happy to offer qualified buyers low down payments – even if some of them have bad credit – along with an 18 month, 18,000 mile warranty on every vehicle!**

We give you the chance you need!  Building your credit is a great way to achieve new opportunities you weren’t able to find before.  Whether your goal is settling down to buy a house in a new neighborhood of Des Moines, or being able to skip the Dart bus and drive a car of your own, CarHop in Des Moines will work hard to help you reach your goals.

Please visit one of our three Iowa CarHop locations ( Des Moines, Council Bluffs, Cedar Rapids and Sioux City) or simply apply for financing online. Whichever you choose, we are committed to Helping People Drive® and getting you into a car you need as soon as possible!

*On-time payments may contribute to improved credit scores, while late or missed payments may contribute to lower credit scores.


**Deductible May Apply. See store for details