Good Credit is Important

Bad credit can happen to good people. Don't despair. There are ways you can get your credit back in shape. But you have to start working on it today - and keep working hard to show potential creditors that you're serious about getting your credit back in order. As you do so, your credit score will improve, resulting in better credit offers and a substantial savings in money.
Check your credit report annually - you can get a free copy from each bureau at www.freecreditreport.com

One of the biggest credit bureaus suggests opening new accounts and paying them off quickly, like a shorter term car loan, can significantly improve your credit scores.

CarHop works with Universal Acceptance Corp, (UAC) to help get financing for customers. UAC tries to look at the customer and not the bad credit. Unlike other finance companies or small dealers, UAC works to get customers into shorter term contracts so you pay off your vehicle sooner. UAC reports good payments monthly to all three major credit bureaus. Many companies don't report at all, yet alone to all three, so make sure you are getting credit for your good payments!