A lot of new and used car dealers, including some “buy here, pay here” types, make big promises like “Guaranteed Approval” and “easy credit”, but the truth is, they have to listen to the banks and big lenders. The car dealer can’t approve you, only the bank can.

CarHop is different. We like to say “Nobody works harder to get you approved!®” At CarHop, we work with Universal Acceptance Corporation (UAC) to help get you approved for a better car, truck or van with lower down payments and affordable payments to meet your budget. UAC is different than banks and credit unions because they only work with CarHop and their ONLY job is to provide affordable financing for CarHop customers.

We know we can't get every customer approved, but by working with UAC, CarHop has financing for just about everyone. And unlike other dealers, we don’t want to sell you a vehicle you can’t afford.

And every vehicle we sell is backed by one of the industry's best warranties.