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Vehicle Buying

At CarHop, our goal is to help you drive! That means making sure you have the best information possible when it comes to purchasing a used vehicle. Use these resources to make sure buying a used car, truck, SUV or minivan is right for you. Then come in to CarHop, where Nobody Works Harder To Get You Approved!®

Buying a Used Car

  • Do your research: The internet and the local library should have plenty of information on purchasing a used vehicle.  
  • Consider payment options and possibilities and decide what’s best for you. 
  • Determine which dealer best fits your vehicle and payment needs. 
  • Consider warranty options (if available). 
  • Understand the agreement and terms before signing on the dotted line.

For more details from the FTC on buying a used vehicle, click here.

How Car Insurance Works

  • There are various types of coverage (liability, collision, comprehensive, etc.), so you need to know which is most appropriate for you. 
  • You also need to understand your needs, such as knowing your state laws, knowing your various options for insurance, and knowing how much money you’re able to spend on insurance.  
  • Research your deductible and choose one that fits your budget needs.

For more information on how car insurance works, click here.

Insurance Tips

  • Only shop for insurance using safe, “https:” secure websites. There will be a lock icon in your browser if the site is safe. 
  • Watch out for door-to-door and over-the-phone insurance salespeople. 
  • Don’t give out your insurance info or identification numbers to companies you don’t know. 
  • Keep a camera available in your vehicle so that if you are in an accident you are able to take pictures of the damage and people involved. 
  • Always get contact info from those involved in an accident and, if possible, from a witness or two.

For more insurance tips, click here.

Basic Information about Credit and Your Credit Rights

  • You have plenty of rights when it comes to applying for credit. 
  • Creditors may not ask about your race, sex, national origin or religion. 
  • They cannot ask you about your marital status or plans for children. 
  • You may have a co-signer other than a spouse if one is necessary. 
  • You have the right to know specifically why a credit application was rejected. 

There are plenty of other rights you have when it comes to credit. For more detailed information on those rights from the FTC, click here.

 Overall, these are just a few of the tips and tricks CarHop wants to share with you to make sure you get the best possible used vehicle you can get in a way that works best for you.

Credit Help

Good credit means much more than being able to buy a car. Your credit can be the key to helping you own a home, having nice things and even help you get a better job. CarHop understands that sometimes good people have bad credit. It can be caused by many problems like job loss, medical bills, even divorce. And once your credit is damaged, it takes dedication and time to improve.

For more information on how to manage your credit and your FICO score, click here.

While CarHop is not a credit repair company, we report your payments to the three national credit bureaus monthly. Every payment you make helps to show that you deserve good credit.

Most “buy here, pay here” car dealers and even some rent-to-own stores tell you they will help your credit rating, but they only report your late payments. That can often damage your credit even further.

We encourage you to take the time to talk with one of our representatives and learn about the CarHop program. Then you can make an informed decision on whether or not CarHop is right for you. If you’re interested in purchasing a used vehicle from CarHop, fill out an online application here, or call 1-800-600-7013.