Skip navigation

Bad Credit Auto Financing Northern California

If you need to buy a used car or truck but can’t seem to find auto financing because of bad credit, CarHop is the dealership for you. CarHop is an on the spot financing auto dealer committed to Helping People Drive® in the Northern California area. CarHop has two convenient Northern California locations – Hayward and Vallejo.

On the spot financing is basically a form of financing that helps people with poor credit or no credit buy a used car. CarHop focuses on serving people struggling with credit issues in the Northern California area, which means you don’t need to get auto financing from a bank or purchase your vehicle through a high-end used auto dealer. Just like a traditional auto loan, you simply give CarHop a down payment and commit to regular payments until the car is paid off. If you have bad credit or no credit, CarHop may be your best option for auto financing – and it’s easy to apply online today.

If your bank has turned you down for a loan in Northern California, CarHop is most likely your best option for financing. Why? Because we don't need to try to find an auto loan for you – we finance our used car sales ourselves. Unlike other ­Northern California used auto dealerships, we don't hand off your credit application to a bank – we work with an exclusive lender to get your approved without a traditional auto loan from a bank.

One reason this method benefits you is because you’ll be purchasing a trustworthy car through CarHop, which means you can keep up with payments on a reliable car rather than having to buy a "clunker" using cash saved up over time. At CarHop, we’re committed to Helping People Drive, and there’s no better way to do that than by getting our Northern California-area customers behind the wheel of the car, truck or van they’ve been looking for. If you’re ready to get the vehicle you need, apply for financing online today.

Another benefit of purchasing through your Northern California-area CarHop is that CarHop reports your consistent, on-time payments to credit bureaus, which helps to improve your credit score. As long as you stay on time and don't miss your payments, you have an opportunity to improve your poor credit with every payment you make. When you improve your bad credit through CarHop, you’ll have new opportunities to purchase brand new cars, buy a home, or accomplish many other things you can’t do if you suffer from bad credit.

When buying your used vehicle, you’ll also want to watch for any type of warranty offered. Most dealerships sell cars "as is," but CarHop in Northern California offers a limited warranty with our cars. So if you buy your car through CarHop, you not only get a reliable vehicle, but we also include a reasonable warranty with your purchase to ensure your satisfaction.

Overall, CarHop can have a major impact on helping you improve your poor credit while also ensuring that you have a reliable car. If you are in need of a used car or truck but are suffering from bad credit, CarHop may be your best option for auto financing, so be sure to visit your Northern California-area CarHop – or just apply for financing online today!